Broader Goals of ICF-SME

Improve Bank SME Lending Culture and SME Access to Credit: SMEs Need Finance to Grow
SME Development: Modernize SME Infrastructure and Improve Production Efficiency
Job Creation: Expand Job Opportunities --- Worldwide, Most New jobs are Created by SMEs
Market-Driven Labor: Reduce Reliance on Government-Sponsored Jobs or Petroleum Sector
Economic Growth: Greater Employment = Greater Demand Stimulating New Internal Markets
Risk Reduction through Risk Specialization among Lenders, Guarantors, Lessors, etc
Sustainable Financing Mechanism: Private Banks Compete for Share of SME Loan Market
Accommodating Donor: ICF-SME Ensures Transparent Implementation of Donor SME Programs

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