Statistics - January, 2011

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Jan 2011
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur	823	2,285	1,702	583	74	819	26%	42%	38%	100%	14%	211
Baghdad Bank	1,535	3,935	2,374	1,561	195	1,389	40%	65%	100%	90%	8%	315
Basrah	623	1,180	1,175	5	105	618	0%	41%	0%	99%	14%	120
Gulf	1,176	2,576	1,960	616	81	1,106	24%	51%	96%	94%	2%	85
Iraq MEI	757	2,056	1,368	688	51	739	33%	43%	83%	98%	21%	108
Mosul	869	1,755	1,700	55	107	822	3%	91%	79%	95%	10%	7
National	473	848	833	15	69	415	2%	5%	89%	88%	7%	5
North Bank	1,516	3,440	2,419	1,021	94	1,416	30%	55%	50%	93%	10%	213
Sumer	459	699	689	10	42	449	1%	0%	74%	98%	12%	19
TOTAL	8,231	18,774	14,220	4,554	818	7,773	24%	40%	64%	94%	11%	1083
Equ. $ 000's	7,000	15,964	12,092	3,872		6,610

(Columns 3/6): Average Loan Size: $19.5 ( ID 23 million).
(Columns 2and 4) Loan Origination using ICF-SME funding exceeds USAID grant by $5092.
(Column 10) Estimated (weighted average) tenor of entire portfolio is 20 months on average per loan.
(Column 11) At 31 Jan 2011, 94% of the $7,000,000 USAID grant was in loans. Policy now requires minimum of 95%,
hence there is excessive cash at 6 of the 9 banks.
Number of loans at 31-Jan is 818.

ICF-SME Loan Distribution by Bank Branch as of End-Jan 2011 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH
Dohuk											406	28			128	4			534	32
Erbil	289	15					25	1	117	2	335	17							766	35
Suleymaniya	294	14									99	9							393	23
Ninewah			12	1							480	40	35	5					527	46
Kirkuk			51	4															51	4
																			$2,271	140

CENTRAL
Tikrit	238	13	7	1							43	3							288	17
Baquba			87	4															87	4
Baghdad	1,122	32	1,167	46	593	59	1,084	34	995	37	129	10	686	64	1,322	50	594	42	7,692	374
Anbar			600	52											1,241	30			1,841	82
Wassit			179	17			32	3											211	20
Babel			427	26	191	24	93	2	631	11									1,342	63
Kerbala			269	14	80	8	59	3							234	10			642	35
																			$12,102	595

SOUTH
Najaf			201	15			279	18											480	33
Diwaniyah			79	5			36	3											115	8
Muthana							204	7											204	7
Nassiriyah			71	5	67	9	302	5											440	19
Missan			60	2															60	2
Basrah			137	3	72	5	77	5	5	1									291	14
																			$1,590	83
Total	1,943	74	3,347	195	1,003	105	2,190	81	1,748	51	1,492	107	721	69	2,925	94	594	42	$15,963	818

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