Statistics - February, 2011

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Feb 2011
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	823	2,285	1,702	583	74	810	26%	42%	50%	98%	15%	118
Baghdad Bank	1,535	3,986	2,420	1,566	199	1,395	39%	66%	100%	91%	8%	319
Basrah Bank	623	1,252	1,247	5	112	609	0%	41%	0%	98%	14%	130
Gulf Bank	1,176	2,694	2,059	635	86	1,138	24%	49%	94%	97%	3%	90
Iraq MEI Bank	757	2,139	1,418	721	55	726	34%	41%	83%	96%	21%	113
Mosul Bank	869	1,835	1,780	55	111	847	3%	92%	78%	97%	10%	7
National Bank	473	966	952	14	75	462	1%	5%	95%	98%	10%	7
North Bank	1,516	3,537	2,489	1,048	99	1,484	30%	53%	48%	98%	7%	219
Sumer Bank	459	699	689	10	42	405	1%	0%	74%	88%	12%	19
TOTAL	8,231	19,393	14,756	4,637	853	7,876	24%	51%	72%	96%	10%	1022
Equ. $ 000's	7,000	16,491	12,548	3,943		6,697

Percentage of Monthly Loan Origination: (Columns (3) - (3) last month / Column (3) last month) = 3.3%.
Recycled Funds: (Columns (4) - (2) / (2)) =79%.
Outstanding Total Loans: (Columns (7) + (8) x (7)) = $ 8304.
Average Loan Size: (Columns (3) / (6)): $19.3 ( ID 22.7 million).
Loan Origination using ICF-SME funding: (Columns (4) - (2)) exceeds USAID grant by $5548.
Percentage of grant funds used in loans: (Columns (7) / (2))= 96% of the $7,000,000 was in loans. Policy now requires minimum of 95%.
Excessive cash at 2 of the 9 banks.

ICF-SME Loan Distribution by Bank Branch as of End-Feb 2011 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH
Dahuk											457	30			128	4			585	34
Erbil	289	15					25	1	117	2	335	17							766	35
Sulaymaniyah	294	14									99	9							393	23
Ninawa			12	1							489	41	39	5					540	47
Kirkuk			51	4															51	4
																			$2,335	143

NORTH CENTRAL
Salah ad Din	238	13	7	1							51	4							296	18
Diyala			87	4															87	4
Baghdad	1,122	32	1,164	46	605	60	1,173	37	1,066	41	129	10	782	70	1,405	55	594	42	8,040	393
Anbar			642	56											1,241	30			1,883	86
																			$10,306	501

SOUTH CENTRAL
Najaf			201	15			291	20											492	35
Diwaniyah			79	5			36	3											115	8
Babil			429	26	226	28	93	2	631	11									1,379	67
Karbala			270	14	81	8	59	3							234	10			644	35
Wasit			180	17			32	3											212	20
																			$2,842	165

SOUTH
Muthanna							204	7											204	7
Dhi Qar			71	5	72	10	300	5											443	20
Maysan			60	2															60	2
Basrah			136	3	81	6	78	5	5	1									300	15
																			$1,007	44
Total	1,943	74	3,389	199	1,065	112	2,291	86	1,819	55	1,560	111	821	75	3,008	99	594	42	$16,490	853

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