Statistics - March, 2011

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Mar 2011
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	823	2,285	1,702	583	74	821	26%	42%	50%	100%	15%	118
Baghdad Bank	1,535	4,098	2,499	1,599	206	1,392	39%	66%	100%	91%	8%	319
Basrah Bank	623	1,284	1,279	5	116	607	0%	40%	0%	97%	13%	138
Gulf Bank	1,177	2,794	2,119	675	87	1,133	24%	40%	94%	96%	3%	92
Iraq MEI Bank	757	2,239	1,478	761	57	743	34%	40%	84%	98%	20%	116
Mosul Bank	869	1,919	1,860	59	116	850	3%	92%	78%	98%	10%	7
National Bank	473	1,021	1,007	14	78	462	1%	5%	87%	98%	11%	15
North Bank	1,516	3,632	2,558	1,074	102	1,473	30%	52%	47%	97%	7%	223
Sumer Bank	459	755	724	31	45	431	4%	0%	68%	94%	14%	19
TOTAL	8,232	20,027	15,226	4,801	881	7,912	24%	49%	72%	96%	10%	1047
Equ. $ 000's	7,000	17,030	12,947	4,082		6,728

Percentage of Monthly Loan Origination: (Columns (3) - (3) last month / Column (3) last month) = 3%.
Recycled Funds: (Columns (4) - (2) / (2)) = 85%.
Outstanding Total Loans: (Columns (7) + (8) x (7)) = $ 8343.
Average Loan Size: (Columns (3) / (6)): $19 ( ID 22.3 million).
Loan Origination using ICF-SME funding: (Columns (4) - (2)) exceeds USAID grant by $5947.
Percentage of grant funds used in loans: (Columns (7) / (2))= 96% of the $7,000,000 was in loans. Policy now requires minimum of 95%.
Excessive cash at 2 of the 9 banks.

ICF-SME Loan Distribution by Bank Branch as of End-Mar 2011 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH
Dohuk											473	31			128	4			600	35
Erbil	289	15					88	2	117	2	335	17							829	36
Sulaymaniya	294	14									99	9							392	23
Ninawa			17	2							520	44	39	5					576	51
Kirkuk			51	4															51	4
																			$2,449	149

NORTH CENTRAL
Salah Ed Din	238	13	25	2							77	5							339	20
Diyala			87	4															87	4
Baghdad	1,122	32	1,172	47	666	68	1,410	41	1,151	43	129	10	829	73	1,486	58	642	45	8,607	417
Anbar			631	56											1,241	30			1,872	86
																			$10,905	527

SOUTH CENTRAL
Najaf			200	15			291	20											491	35
Diwaniyah			79	5			59	3											138	8
Babil			503	29	192	24	93	2	631	11									1,419	66
Karbala			270	14	81	8	36	3							234	10			620	35
Wasit			180	17															180	17
																			$2,848	161

SOUTH
Muthanna							204	7											204	7
Dhi Qar			71	5	72	10	117	4											259	19
Maysan			60	2															60	2
Basrah			141	4	81	6	78	5	5	1									305	16
																			$828	44
Total	1,943	74	3,485	206	1,092	116	2,376	87	1,904	57	1,632	116	868	78	3,088	102	642	45	$17,030	881

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