Statistics - April, 2011

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Apr 2011
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	823	2,381	1,788	593	76	818	25%	44%	48%	99%	14%	118
Baghdad Bank	1,535	4,148	2,524	1,624	207	1,345	39%	67%	72%	88%	8%	317
Basrah Bank	623	1,284	1,279	5	116	596	0%	40%	0%	96%	13%	132
Gulf Bank	1,177	2,925	2,209	716	90	1,043	24%	43%	95%	89%	2%	98
Iraq MEI Bank	757	2,339	1,538	801	58	757	34%	42%	85%	100%	19%	120
Mosul Bank	869	1,996	1,922	74	122	860	4%	92%	79%	99%	9%	7
National Bank	473	1,036	1,022	14	79	446	1%	4%	83%	94%	11%	15
North Bank	1,516	3,752	2,662	1,090	105	1,491	29%	50%	46%	98%	8%	227
Sumer Bank	459	755	724	31	45	381	4%	0%	68%	83%	14%	19
TOTAL	8,232	20,616	15,668	4,948	898	7,737	24%	50%	66%	94%	10%	1053
Equ. $ 000's	7,000	17,531	13,323	4,207		6,579

Percentage of Monthly Loan Origination: (Columns (3) - (3) last month / Column (3) last month) = 3%
Recycled Funds: (Columns (4) - (2) / (2)) = 90%
Outstanding Total Loans: (Columns (7) + (8) x (7)) = $ 8158
Average Loan Size: (Columns (3) / (6)): $19.5 ( ID 23 million)
Loan Origination using ICF-SME funding: (Columns (4) - (2)) exceeds USAID grant by $6323
Percentage of grant funds used in loans: (Columns (7) / (2))= 94% of the $7,000,000 was in loans. Policy now requires minimum of 95%,
Excessive cash at 4 of the 9 banks.

ICF-SME Loan Distribution by Bank Branch as of End-Apr 2011 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH
Dahuk											473	31			128	4			601	35
Erbil	289	15					88	2	117	2	335	17							829	36
Sulaimaniyah	374	15									111	10							485	25
Ninewah			17	2							537	45	39	5					593	52
Kirkuk			51	4							15	2							66	6
																			$2,574	154

NORTH CENTRAL
Salah ad Din	225	13	25	2							85	6							335	21
Diyala			87	4															87	4
Baghdad	1,136	33	1,172	47	623	63	1,410	41	1,151	43	142	11	842	74	1,588	61	642	45	8,706	418
Anbar			631	56											1,241	30			1,872	86
																			$11,000	529

SOUTH CENTRAL
Najaf			200	15			338	22											538	37
Diwaniyah			79	5			36	3											115	8
Babil			545	30	235	29	93	2	716	12									1,589	73
Karbala			270	14	81	8	59	3							234	10			644	35
Wasit			180	17															180	17
																			$3,066	170

SOUTH
Muthanna							204	7											204	7
Dhi Qar			70	5	72	10	180	5											322	20
Maysan			59	2															59	2
Basrah			141	4	81	6	78	5	5	1									305	16
																			$890	45
Total	2,024	76	3,527	207	1,092	116	2,486	90	1,989	58	1,698	122	881	79	3,191	105	642	45	$17,531	898

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