Statistics - May, 2011

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-May 2011
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	823	2,427	1,831	596	78	809	25%	45%	48%	98%	15%	117
Baghdad Bank	1,535	4,148	2,524	1,624	207	1,345	39%	67%	72%	88%	8%	317
Basrah Bank	623	1,340	1,335	5	122	617	0%	45%	0%	99%	13%	132
Gulf Bank	1,177	3,030	2,304	726	96	1,129	24%	45%	95%	96%	2%	104
Iraq MEI Bank	757	2,389	1,568	821	59	717	34%	41%	85%	95%	19%	122
Mosul Bank	869	2,072	1,978	94	128	848	5%	90%	79%	98%	10%	7
National Bank	473	1,036	1,022	14	79	421	1%	4%	83%	89%	11%	5
North Bank	1,516	3,783	2,661	1,122	107	1,477	30%	50%	46%	97%	7%	231
Sumer Bank	459	855	806	49	50	442	6%	0%	100%	96%	16%	19
TOTAL	8,232	21,080	16,029	5,051	926	7,805	24%	50%	67%	95%	10%	1054
Equ. $ 000's	7,000	17,925	13,630	4,295		6,637

Percentage of Monthly Loan Origination: (Columns (3) - (3) last month / Column (3) last month) = 2%
Recycled Funds: (Columns (4) - (2) / (2)) = 95%
Outstanding Total Loans: (Columns (7) + (8) x (7)) = $ 8230
Average Loan Size: (Columns (3) / (6)): $19.3 ( ID 22.7 million)
Loan Origination using ICF-SME funding: (Columns (4) - (2)) exceeds USAID grant by $6630
Percentage of grant funds used in loans: (Columns (7) / (2))= 95% of the $7,000,000 was in loans. Policy now requires minimum of 95%,
Excessive cash at 2 of the 9 banks.

ICF-SME Loan Distribution by Bank Branch as of End-May 2011 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH
Dahuk											473	31			128	4			601	35
Erbil	328	17					89	2	117	2	335	17							869	38
Sulaymaniyah	374	15									111	10							485	25
Ninawa			17	2							542	46	39	5					598	53
Kirkuk			51	4							23	3							74	7
																			$2,627	158

NORTH CENTRAL
Salah ad Din	225	13	25	2							110	8							360	23
Diyala			87	4															87	4
Baghdad	1,136	33	1,172	47	623	63	1,410	41	1,194	44	168	13	842	74	1,614	63	727	50	8,886	428
Anbar			631	56											1,241	30			1,872	86
																			$11,205	541

SOUTH CENTRAL
Najaf			200	15			427	28											627	43
Diwaniyah			79	5			36	3											115	8
Babil			545	30	282	35	93	2	716	12									1,636	79
Karbala			270	14	81	8	59	3							234	10			644	35
Wasit			180	17															180	17
																			$3,202	182

SOUTH
Muthanna							204	7											204	7
Dhi Qar			70	5	72	10	181	5											323	20
Maysan			59	2															59	2
Basrah			141	4	81	6	78	5	5	1									305	16
																			$891	45
Total	2,063	78	3,527	207	1,139	122	2,577	96	2,032	59	1,762	128	881	79	3,217	107	727	50	$17,925	926

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