Statistics - June, 2011

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Jun 2011
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	823	2,612	1,970	642	89	816	25%	49%	52%	99%	14%	117
Baghdad Bank	1,535	4,184	2,553	1,631	210	1,274	39%	67%	73%	83%	8%	317
Basrah Bank	623	1,356	1,351	5	124	555	0%	45%	0%	89%	13%	132
Gulf Bank	1,177	3,046	2,322	724	98	1,070	24%	54%	95%	91%	3%	106
Iraq MEI Bank	757	2,481	1,640	841	62	726	34%	43%	84%	96%	19%	127
Mosul Bank	869	2,182	2,055	127	134	865	6%	89%	80%	100%	9%	7
National Bank	473	1,036	1,022	14	79	394	1%	4%	83%	83%	11%	5
North Bank	1,516	3,783	2,661	1,122	107	1,344	30%	50%	46%	89%	7%	231
Sumer Bank	459	855	806	49	50	422	6%	0%	100%	92%	16%	19
TOTAL	8,232	21,535	16,380	5,155	953	7,466	24%	52%	68%	91%	10%	1061
Equ. $ 000's	7,000	18,312	13,929	4,384		6,349

Percentage of Monthly Loan Origination: (Columns (3) - (3) last month / Column (3) last month) = 2%.
Recycled Funds: (Columns (4) - (2) / (2)) = 99%.
Outstanding Total Loans: (Columns (7) + (8) x (7)) = $7872.
Average Loan Size: (Columns (3) / (6)): $19.2 ( ID 22.5 million).
Loan Origination using ICF-SME funding: (Columns (4) - (2)) exceeds USAID grant by $6929.
Percentage of grant funds used in loans: (Columns (7) / (2))= 91% of the $7,000,000 was in loans. Policy now requires minimum of 95%,
Excessive cash at 6 of the 9 banks.

ICF-SME Loan Distribution by Bank Branch as of End-Jun 2011 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH
Dahuk											494	32			128	4			622	36
Erbil	468	26					89	2	142	3	335	17							1,034	48
Sulaymaniyah	374	15									111	10							485	25
Ninawa			27	3							563	48	39	5					629	56
Kirkuk			51	4							32	4							83	8
																			$2,853	173

NORTH CENTRAL
Salah ad Din	243	15	25	2							110	8							378	25
Diyala			87	4															87	4
Baghdad	1,136	33	1,172	47	637	65	1,182	38	1,203	45	211	15	842	74	1,614	63	727	50	8,724	430
Anbar			631	56											1,241	30			1,872	86
																			$11,061	545

SOUTH CENTRAL
Najaf			200	15			427	28											627	43
Diwaniyah			91	6			36	3											127	9
Babil			545	30	282	35	100	3	758	13									1,685	81
Karbala			270	14	81	8	59	3							234	10			644	35
Wasit			180	17			31	3											211	20
																			$3,294	188

SOUTH
Muthanna							204	7											204	7
Dhi Qar			70	5	72	10	385	6											527	21
Maysan			59	2															59	2
Basrah			150	5	81	6	78	5	5	1									314	17
																			$1,104	47
Total	2,221	89	3,558	210	1,153	124	2,591	98	2,108	62	1,856	134	881	79	3,217	107	727	50	$18,312	953

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