Statistics - August, 2011

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Aug 2011
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	823	3,132	2,360	772	124	814	25%	49%	58%	99%	11%	117
Baghdad Bank	1,535	4,184	2,553	1,631	210	941	39%	67%	73%	61%	8%	317
Basrah Bank	529	1,481	1,476	5	136	468	0%	43%	0%	88%	12%	132
Gulf Bank	1,207	3,470	2,694	776	131	1,153	22%	54%	95%	96%	2%	126
Iraq MEI Bank	797	2,701	1,787	914	66	775	34%	40%	86%	97%	17%	134
Mosul Bank	869	2,402	2,209	193	157	842	8%	87%	82%	97%	9%	7
National Bank	473	1,069	1,057	12	80	209	1%	4%	83%	44%	11%	7
North Bank	1,516	4,232	3,006	1,226	121	1,315	29%	45%	39%	87%	7%	252
Sumer Bank	483	893	842	51	53	371	6%	0%	100%	77%	15%	19
TOTAL	8,232	23,564	17,984	5,580	1,078	6,888	24%	51%	67%	84%	9%	1111
Equ. $ 000's	7,000	20,037	15,293	4,745		5,857

Percentage of Monthly Loan Origination: (Columns (3) - (3) last month / Column (3) last month) = 4%.
Recycled Funds: (Columns (4) - (2) / (2)) = 118%.
Outstanding Total Loans: (Columns (7) + (8) x (7)) = $8,454.
Average Loan Size: (Columns (3) / (6)): $18.6 (ID 22 million).
Loan Origination using ICF-SME funding: (Columns (4) - (2)) exceeds USAID grant by $8,293.
Percentage of grant funds used in loans: (Columns (7) / (2))= 85% of the $7,000,000 was in loans. Policy now requires minimum of 95%,
Excessive cash at 5 of the 9 banks.

ICF-SME Loan Distribution by Bank Branch as of End-Aug 2011 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH
Dahuk											494	32			128	4			622	36
Erbil	485	27					88	2	142	3	335	17							1,051	49
Sulaymaniyah	374	15									111	10							486	25
Ninawa			27	3							581	50	39	5					647	58
Kirkuk			51	4							85	11							136	15
																			$2,941	183

NORTH CENTRAL
Salah ad Din	277	19	25	2							111	8							412	29
Diyala			87	4															87	4
Baghdad	1,361	54	1,172	47	637	65	1,298	45	1,217	46	247	20	842	74	1,885	73	727	50	9,385	474
Anbar			631	56											1,241	30			1,872	86
																			$11,756	593

SOUTH CENTRAL
Najaf			200	15			466	31											666	46
Diwaniyah			91	6			57	7											148	13
Babil			545	30	282	35	129	7	780	14									1,736	86
Karbala			270	14	81	8	77	5							234	10			661	37
Wasit			180	17			42	4											221	21
																			$3,432	203

SOUTH
Muthanna							204	7											204	7
Dhi Qar			71	5	72	10	406	7											549	22
Maysan			60	2															60	2
Basrah			150	5	81	6	78	5	5	1									313	17
																			$1,126	48
Total	2,497	115	3,558	210	1,153	124	2,844	120	2,144	64	1,963	148	881	79	3,488	117	727	50	$19,255	1,027

Languages