Statistics - November, 2011

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Nov 2011
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	823	3,489	2,607	882	140	819	25%	52%	61%	99%	10%	117
Baghdad Bank	1,535	4,741	3,083	1,659	235	1,316	35%	65%	100%	86%	10%	319
Basrah Bank	529	1,662	1,662	0	155	529	0%	53%	0%	100%	10%	132
Gulf Bank	1,207	3,939	3,057	882	152	1,201	22%	59%	96%	100%	2%	140
Iraq MEI Bank	797	2,945	1,937	1,009	73	717	34%	37%	83%	90%	16%	143
Mosul Bank	869	2,648	2,449	199	173	848	8%	84%	82%	98%	9%	7
National Bank	473	1,193	1,181	12	86	281	1%	4%	82%	59%	10%	11
North Bank	1,516	4,674	3,342	1,332	141	921	29%	40%	37%	61%	8%	274
Sumer Bank	483	1,113	927	186	61	412	17%	0%	99%	85%	14%	19
TOTAL	8,232	26,403	20,244	6,159	1,216	7,043	23%	53%	77%	86%	9%	1162
Equ. $ 000's	7,000	22,452	17,214	5,237		5,989

Percentage of Monthly Loan Origination: (Columns (3) - (3) last month / Column (3) last month) = 2%.
Recycled Funds: (Columns (4) - (2) / (2)) = 146%.
Outstanding Total Loans: (Columns (7) + (8) x (7)) = $ 7366.
Average Loan Size: (Columns (3) / (6)): $18 ( ID 21 million).
Loan Origination using ICF-SME funding: (Columns (4) - (2)) exceeds USAID grant by $ 10,214.
Percentage of grant funds used in loans: (Columns (7) / (2))= 86% of the $7,000,000 was in loans. Policy now requires minimum of 95%.
Excessive cash at 5 of the 9 banks.

ICF-SME Loan Distribution by Bank Branch as of End-Nov 2011 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH
Dahuk											515	33			128	4			643	37
Erbil	485	27					88	2	142	3	335	17							1,051	49
Sulaymaniyah	387	16									133	12							519	28
Ninawa			27	3							662	56	39	5					729	64
Kirkuk			58	5							113	14							170	19
																			$3,112	197

NORTH CENTRAL
Salah ad Din	549	32	25	2							119	9							693	43
Diyala			87	4															87	4
Baghdad	1,421	58	1,431	63	659	68	1,376	51	1,547	54	317	26	942	79	2,325	93	947	61	10,964	553
Anbar			631	56											1,241	31			1,872	87
																			$13,616	687

SOUTH CENTRAL
Najaf			200	15			512	38											712	53
Diwaniyah			91	6			57	7											148	13
Babil			681	36	469	57	139	9	780	14									2,070	116
Karbala			342	16	94	9	85	6							234	10			754	41
Wasit			180	17			42	4											221	21
																			$3,905	244

SOUTH
Muthanna							204	7											204	7
Dhi Qar			71	5	72	10	674	18											817	33
Maysan			60	2			9	1											68	3
Basrah			150	5	81	6	78	5	5	1									313	17
																			$1,403	60
Total	2,842	133	4,032	235	1,375	150	3,264	148	2,475	72	2,194	167	981	84	3,927	138	947	61	$22,036	1,188

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