Statistics - September, 2010

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Sep 2010
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	783.00	1,863.00	1,459.00	404.00	66	782	21.7%	43%	38%	100%	19%	107
Baghdad Bank	1,535.00	3,023.00	1,952.00	1,071.00	153	1,376	35.4%	60%	99%	90%	6%	288
Basrah Bank	623.00	829.00	824.00	5.00	67	459	0.6%	30%	0%	74%	18%	86
Gulf Bank	1,136.00	2,086.00	1,600.00	486.00	70	1,097	23.3%	49%	92%	97%	3%	74
Iraq MEI Bank	717.00	1,679.00	1,092.00	587.00	39	667	35.0%	48%	78%	93%	27%	61
Mosul Bank	829.00	1,502.00	1,452.00	50.00	91	796	3.3%	94%	75%	96%	10%	7
National Bank	673.00	848.00	834.00	14.00	68	564	1.7%	7%	88%	84%	6%	5
North Bank	1,476.00	2,818.00	1,969.00	849.00	79	1,443	30.1%	64%	57%	98%	6%	194
Sumer Bank	459.00	589.00	579.00	10.00	33	397	1.7%	0%	100%	86%	14%	17
TOTAL	8,231.00	15,237.00	11,761.00	3,476.00	666	7,581	22.8%	52%	72%	92%	11%	839
Equ. $ 000's	7,000.00	12,956.63	10,000.85	2,955.78		6,446.43

This chart combines the $ 6.000.000 USAID-Tijara and $ 1 Million USAID-INMA grants.
(Columns 3/6): Average Loan Size: $19,480 ( ID 22.9 million);
(Columns 2 and 4) Loan Origination using ICF-SME funding exceeds USAID grant by $ 3,001.
(Column 10) Estimated (weighted average) tenor of entire portfolio is 20 months on average per loan.
(Column 11) At 30 September 2010, 91% of the $7,000 USAID grant was in loans. Policy now requires minimum of 95%.
Number of loans at- 30-September is 666.

ICF-SME Loan Distribution by Bank Branch as of End-Sep 2010 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH																			North
Dohuk											336	24			128	4			$464	28
Erbil	290	15					25	1	118	2	337	17							$769	35
Suleymaniya	103	7									91	8							$193	15
Ninewah											417	34	44	6					$462	40
Kirkuk			51	4															$51	4
																			$1,940	122

CENTRAL																			Central
Tikrit	239	13	7	1							26	2							$272	16
Baquba			81	3															$81	3
Baghdad	842	31	1,001	40	496	46	919	31	678	25	78	6	680	62	870	36	504	33	$6,068	310
Anbar			546	45											1,175	29			$1,721	74
Wassit			181	17			32	3											$212	20
Babel			359	18			81	1	634	11									$1,074	30
Kerbala			92	7	73	7	59	3							235	10			$459	27
																			$9,887	480

SOUTH																			South
Najaf			201	15			242	15											$443	30
Diwaniyah			61	3			15	2											$76	5
Muthana							205	7											$205	7
Nassiriyah					68	9	126	2											$194	11
Missan																			$0	0
Basrah					73	5	78	5	5	1									$156	11
																			$1,074	64
Total	1,474	66	2,580	153	709	67	1,783	70	1,435	39	1,284	91	725	68	2,409	79	504	33	$12,901	666

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