Statistics - October, 2010

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Oct 2010
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	783	1,905	1,501	404	68	778	21%	43%	38%	99%	19%	109
Baghdad Bank	1,535	3,489	2,188	1,301	175	1,438	37%	59%	100%	94%	5%	305
Basrah Bank	623	994	989	5	86	582	1%	36%	0%	93%	12%	111
Gulf Bank	1,136	2,256	1,710	546	73	1,136	24%	45%	92%	100%	3%	74
Iraq MEI Bank	717	1,699	1,112	588	40	647	35%	57%	78%	90%	27%	62
Mosul Bank	829	1,564	1,510	54	96	793	3%	93%	76%	96%	11%	7
National Bank	673	858	843	15	69	532	2%	7%	88%	79%	6%	5
North Bank	1,476	3,000	2,061	939	84	1,451	31%	63%	56%	98%	6%	200
Sumer Bank	459	589	579	10	33	404	2%	0%	100%	88%	14%	17
TOTAL	8,231	16,354	12,493	3,861	724	7,760	24%	0%	0%	95%	0%	890
Equ. $ 000's	7,000	13,906	10,623	3,283		6,599

This chart combines the $ 6.000.000 USAID-Tijara and $ 1 Million USAID-Inma grants.
(Columns 3/6): Average Loan Size: $19,207 ( ID 22.6 million).
(Columns 2 and 4) Loan Origination using ICF-SME funding exceeds USAID grant by $ 3,623.
(Column 10)) Estimated (weighted average) tenor of entire portfolio is 20 months on average per loan.
(Column 11) At 31 October 2010, 95% of the $7,000 USAID grant was in loans. Policy now requires minimum of 95%,
Number of loans at- 31-October is 724.

ICF-SME Loan Distribution by Bank Branch as of End-Oct 2010 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH																			North
Dohuk											347	25			128	4			$474	29
Erbil	289	15					25	1	117	2	335	17							$766	35
Suleymaniya	183	9									90	8							$274	17
Ninewah			12	1							433	36	53	7					$497	44
Kirkuk			51	4															$51	4
																			$2,062	129

CENTRAL																			Central
Tikrit	238	13	7	1							43	3							$287	17
Baquba			87	4															$87	4
Baghdad	910	31	1,159	47	542	52	1,042	32	692	26	82	7	677	62	957	40	501	33	$6,561	330
Anbar			557	46											1,233	30			$1,790	76
Wassit			185	18			32	3											$217	21
Babel			395	24	73	10	93	2	631	11									$1,193	47
Kerbala			91	7	72	7	59	3							234	10			$456	27
																			$10,590	522

SOUTH																			South
Najaf			200	15			245	16											$445	31
Diwaniyah			60	3			15	2											$75	5
Muthana							204	7											$204	7
Nassiriyah			18	2	86	12	126	2											$230	16
Missan			60	2															$60	2
Basrah			85	1	72	5	78	5	5	1									$240	12
																			$1,254	73
Total	1,620	68	2,967	175	845	86	1,918	73	1,445	40	1,330	96	730	69	2,551	84	501	33	$13,906	724

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