Statistics - November, 2010

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Nov 2010
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	783	1,996	1,550	445	71	782	22%	46%	43%	100%	17%	112
Baghdad Bank	1,535	3,731	2,262	1,469	184	1,490	39%	61%	100%	97%	6%	311
Basrah Bank	623	979	974	5	84	556	1%	35%	0%	89%	16%	107
Gulf Bank	1,136	2,296	1,750	546	75	1,118	24%	47%	92%	98%	3%	78
Iraq MEI Bank	717	1,844	1,229	616	44	695	33%	53%	81%	97%	18%	73
Mosul Bank	829	1,634	1,580	55	99	799	3%	92%	87%	96%	11%	7
National Bank	673	939	925	14	73	562	2%	5%	90%	83%	9%	5
North Bank	1,476	3,100	2,141	959	86	1,467	31%	60%	55%	99%	6%	205
Sumer Bank	459	589	579	10	33	410	2%	0%	100%	89%	14%	17
TOTAL	8,231	17,107	12,989	4,119	749	7,878	24%	53%	75%	95%	10%	915
Equ. $ 000's	7,000	14,547	11,045	3,502		6,699

This chart combines the $ 6.000.000 USAID-Tijara and $ 1 Million USAID-Inma grants.
(Columns 3/6): Average Loan Size: $19,422 ( ID 22.8 million);
(Columns 2 and 4) Loan Origination using ICF-SME funding exceeds USAID grant by $ 4,045.
(Column 10)) Estimated (weighted average) tenor of entire portfolio is 20 months on average per loan.
(Column 11) At 30 November 2010, 95% of the $7,000 USAID grant was in loans. Policy now requires minimum of 95%,
Number of loans at- 30-November is 749.

ICF-SME Loan Distribution by Bank Branch as of End-Nov 2010 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH																			North
Dohuk											372	26			128	4			$500	30
Erbil	289	15					25	1	117	2	335	17							$766	35
Suleymaniya	261	12									90	8							$351	20
Ninewah			12	1							433	36	39	5					$484	42
Kirkuk			51	4															$51	4
																			$2,151	131

CENTRAL																			Central
Tikrit	238	13	7	1							43	3							$287	17
Baquba			87	4															$87	4
Baghdad	910	31	1,244	50	539	52	1,042	32	815	30	116	9	759	68	1,042	42	501	33	$6,968	347
Anbar			567	47											1,233	30			$1,800	77
Wassit			188	18			32	3											$219	21
Babel			421	25	82	11	93	2	631	11									$1,227	49
Kerbala			91	7	72	7	59	3							234	10			$456	27
																			$11,044	542

SOUTH																			South
Najaf			200	15			279	18											$479	33
Diwaniyah			120	5			15	2											$135	7
Muthana							204	7											$204	7
Nassiriyah			49	4	67	9	126	2											$242	15
Missan																			$0	0
Basrah			136	3	72	5	78	5	5	1									$291	14
																			$1,352	76
Total	1,697	71	3,172	184	832	84	1,952	75	1,568	44	1,389	99	798	73	2,636	86	501	33	$14,547	749

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