Statistics - December, 2010

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Dec 2010
1	2	3	4	5	6	7	8	9	10	11	12	13
	A1		A2			A4				A4/A1
ICF-SME Member Bank	ICF-SME Funding ID-Millions	Total Loan Disb. ID- millions	ICF-SME Portion ID- Millions	Co-Fund ID-Millions	No. of SME Loans	Outstanding Loans	% Bank Co-Fund	% portfolio Outside Baghdad	% portfolio disbursed as 2-Year Loans	% ICF-SME funds in Loans	% ID Loans to Females	New Jobs
Ashur Bank	783	2,035	1,589	445	73	780	22%	47%	44%	100%	17%	114
Baghdad Bank	1,535	3,760	2,284	1,476	184	1,414	39%	64%	100%	92%	11%	314
Basrah Bank	623	1,105	1,100	5	97	571	0%	35%	0%	92%	15%	120
Gulf Bank	1,136	2,425	1,839	586	77	1,136	24%	48%	93%	100%	3%	81
Iraq MEI Bank	717	1,961	1,312	649	49	716	33%	45%	82%	100%	17%	91
Mosul Bank	829	1,699	1,644	55	102	816	3%	92%	78%	98%	10%	7
National Bank	673	848	833	15	68	447	2%	6%	88%	66%	6%	5
North Bank	1,476	3,268	2,277	991	89	1,467	30%	57%	52%	99%	6%	206
Sumer Bank	459	699	689	10	42	449	1%	0%	100%	98%	14%	17
TOTAL	8,231	17,800	13,567	4,232	781	7,796	24%	52%	73%	95%	10%	955
Equ. $ 000's	7,000	15,136	11,537	3,599		6,629

This chart combines the $ 6.000.000 USAID-Tijara and $ 1 Million USAID-Inma grants.
(Columns 3/6): Average Loan Size: $19,380 ( ID 22.8 million);
(Columns 2 and 4): Loan Origination using ICF-SME funding exceeds USAID grant by $4,537.
(Column 10): Estimated (weighted average) tenor of entire portfolio is 20 months on average per loan.
(Column 11): At 31 December 2010, 95% of the $7,000 USAID grant was in loans. Policy now requires minimum of 95%,
Number of loans at 31 December is 781.

ICF-SME Loan Distribution by Bank Branch as of End-Dec 2010 in $000's
	Ashur		Baghdad		Basrah		Gulf		IMEB		Mosul		National		North		Sumer		TOTALS
	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$	#	$000's	# Loans
NORTH
Dohuk											400	27			128	4			528	31
Erbil	290	15					25	1	118	2	337	17							769	35
Suleymaniya	295	14									91	8							386	22
Ninewah			12	1							465	38	44	6					521	45
Kirkuk			51	4															51	4
																			$2,256	137

CENTRAL
Tikrit	239	13	7	1							43	3							289	17
Baquba			87	4															87	4
Baghdad	914	31	1,173	46	598	59	1,073	33	919	35	117	9	680	62	1,191	45	597	42	7,263	362
Anbar			602	52											1,239	30			1,841	82
Wassit			181	17			32	3											212	20
Babel			423	25	125	16	94	2	634	11									1,276	54
Kerbala			168	11	81	8	59	3							235	10			544	32
																			$11,511	571

SOUTH
Najaf			201	15			281	18											482	33
Diwaniyah			62	3			15	2											77	5
Muthana							205	7											205	7
Nassiriyah			50	4	68	9	212	3											329	16
Missan			60	2															60	2
Basrah			137	3	73	5	78	5	5	1									293	14
																			$1,446	77
Total	1,739	73	3,214	188	944	97	2,073	77	1,676	49	1,452	102	725	68	2,793	89	597	42	$15,214	785

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